Consumer Assets

Investment Size

$3M - $50M

Average Term

1-5 Years



Strategy Description

Through origination and acquisition of asset-based investments across a wide array of consumer asset types, Arena provides loans to specialty finance companies, originators and owners of consumer-related loans or assets, and invests directly in assets or securities via purchase on an opportunistic basis. Specializing in off-the-run, stressed, distressed, illiquid and esoteric special situation transactions, Arena’s team has deep experience in developing and designing structures to meet the unique needs of the situation or asset.

Assets & Industries

  • Art
  • Autos, Auto Loans, Auto Leases, Auto Title Loans
  • Commission Payments
  • Consumer Charge-Offs
  • Consumer Installment Loans
  • Credit Cards
  • Debt Settlement Loans
  • Entertainment Royalties
  • Insurance Products
  • Intellectual Property, Royalties
  • Jewelry, Gems, Precious Metals
  • Lease to Own Contracts
  • Legal Settlements, Annuity Payments
  • Manufactured Housing
  • Medical Receivables
  • Mortgages
  • Motorcycles, RVs, Boats, Yachts
  • Securities including Restricted Stock
  • Student Loans
  • Tax Liens, Tax Credits
  • Unsecured Consumer Loans

Investment Structures

  • Asset-based Loans
  • Revolving Credit Facilities
  • Senior & Mezzanine Term Loans
  • Receivable Factoring Purchases
  • Whole Loan Purchases
  • Asset Purchases
  • Joint Ventures

Collateral Types

  • Performing
  • Distressed
  • Non-Performing
  • Financial Instruments (e.g. loans and receivables)
  • Hard Assets (e.g. real estate, cars, boats, art)

Sample Transactions


2nd Lien Senior Secured Term Loan


Consumer Lending

Toronto, ON

December 2018



1st Lien Senior Secured Term Loan


Medical receivables

New York, NY

June 2018



Asset Purchase


Joint Venture


June 2018



1st Lien Senior Secured Term Loan


Consumer Loan

Atlanta, GA

June 2018